Implement various schemes for a broader customer reach
Fix instalment plans or interest rate based pricing
Any interests rates within flexible duration
Book value and mark-up configuration
Min/max Loan-To-Value ratios
% based or lump sum deposits
Loan schedule visualisation and adaptation
Portfolio Management
Benefit from comprehensive portfolio management tools
Improve repayment rates through precise monitoring, automated reminders and penalties
Automated payment reminders through bulk sms
Late fee penalties and grace periods
Early repayment rewards with loan adaptation
Repossession or contract transfer flows
Request to pay for mobile money payments
Lock/unlock functionality for PayGo financed assets
Unique customer identifiers for precise payment identification
Portfolio health analytics
Customer Validation
Streamline customer validation with detailed KYC procedures
Implement customizable scoring and approval steps to improve overall portfolio quality
Simple or advanced KYC questionnaires
More than 15 different data types
Weighted scoring for customizable credit scores
Approval steps for manual or automated validation
Open APIs to integrate to credit check providers
The right product
for agent management needs
Upya Collect
Upya Collect meets the needs of distributors who enter into a new market or geographical area and enables accurate data collection and lead generation by gathering and analysing any type of data