The Big Move Towards Decentralization.

As businesses scale and partner with external resellers, Upya enables flexible pricing, decentralized inventory, and full regulatory compliance through powerful digital tools.
Unlocking Growth: How Flexible Financing Empowers Agri Input Distribution

Flexible financing models like PAYGO, subscriptions, and loans are transforming agri input distribution by removing upfront payment barriers and helping farmers and distributors grow sustainably.
Credit risk scoring in a BNPL or Paygo business model.

Upya empowers PAYGO and BNPL distributors with smart, offline-enabled credit scoring to reduce defaults and build stronger, sustainable customer operations.
Empowering PAYGO 2.0

How Upya helps businesses deliver healthy growth and exceptional customer service.