Field Solutions
for PAYGO Businesses

Manage any pay-as-you-go distribution business, at every mile: from remote rural areas to urban and peri-urban settings

All key PAYGO features in one place

Fully digitise your PAYGO business and operations, centrally managing your assets, agents and customers, while controlling repayment rates

Fully digitise your PAYGO business and operations, centrally managing your assets, agents and customers, while controlling repayment rates

Loan Management

Leverage a flexible and powerful pricing engine to define your own price structure

Configure repayment rates, frequencies, loan durations, and down-payments

Create as many pricings as needed: for different products, durations, credit-worthiness or geolocations

Leverage extra features: seasonality, time-dependence, penalties and promotions

Client Management

Tailor your customer journey to your needs and business model

Digitise your onboarding contract with Upya no-code questionnaire builder

Collect customer’s signature, pictures, GPS, etc.

Add credit-worthiness checks and approval steps, or remove them

Track changes with a powerful built-in audit trail

Payment Collection

Don’t ever miss out on payments. Manage mobile money and/or cash transactions

Leverage Upya’s powerful payment Gateway, with 20+ direct mobile money integrations in 10+ countries

Collect & manage cash using robust cash collection and reconciliation features

Use cash limits & multi currency e-wallets

Listen to incoming payments through SMS notifications with Upya Link

Offline Mobile App

Don’t let lack of connectivity slow your team and sales down

Work offline with our user friendly mobile app

Collect any type of data (KYC, sales, surveys, cash collections) while working in remote areas

Sync to securely send and receive data once coverage is restored

Activation Codes

Leverage locking and unlocking capabilities with 20+ manufacturers to reduce your credit risk

Integrate to most Solar Home Systems and Productive Use Equipements manufacturers

Remotely unlock devices upon payments

Automatically lock device upon missed instalments

Set up and send payment reminders

Inventory Management

Control and manage your stock throughout its life cycle

Asset ownership tracking and visualisation

History of events linked to assets: codes generated, transfers made

Parts management

Defective unit processing and second-hand flagging

Repossessions and replacements

Scanning of devices’ barcodes and QR codes

Additional features to scale further

Depending on your priorities and existing internal strength add Upya's modules to set conditions for your next scaling phase

Depending on your priorities and existing internal strength add Upya's modules to set conditions for your next scaling phase

Ticketing System

Benefit from Upya’s communication system from the field to offices

Raise and manage tickets coming from call-centres, admins and field staff

Allocate tasks to field staff with due dates

Create templates to save time and drive consistency

Ticket alerts for admins to process

Pop-ups and task notifications to field team through mobile app

Workflow Automation

Replicate and automate processes to increase your efficiency at scale

Step-by-step workflow creation

Highly configurable and customisable

Set up teams (technicians, customer services)

Rule-based triggers for scenario building

Automations or suggestions of next steps

Unlimited levels and scenarios within a single workflow

Agent Commissions

Implement various commissions schemes for better sales results

Agent based commission schemes

Daily, weekly or monthly cadence

Lump sum or percentage of new sales, payments received or repayment rates

Per product, deal and promotion

Applicable to all agents or a subset of agents

Trusted by industry leaders

Running PAYGO type of business comes with specific challenges and needs. Upya was designed to address them. Industry leaders use Upya to scale operations by reaching every client in the most efficient way

Running PAYGO type of business comes with specific challenges and needs. Upya was designed to address them. Industry leaders use Upya to scale operations by reaching every client in the most efficient way

Manufacturers we are integrated with

There are 20+ manufacturers of solar home systems, solar pumps, pressure cookers and refrigeration solutions that Upya has intergrated with

There are 20+ manufacturers of solar home systems, solar pumps, pressure cookers and refrigeration solutions that Upya has intergrated with

All must-have features to run a successful PAYGO distribution business

Multiple pricing terms

Promotions, referrals and bundles

Agent performance tracking

Mobile app that works offline

Open APIs & webhooks

Tailored configuration

Data collection tool

Powerful analytics and reports

Access to additional modules

Training academy available 24/7

What clients say about us?

Solibrium-Solar

A distributor of affordable solar products to communities in Western Kenya with 8 years of experience

Depoimento

Melissa

CEO

Ready to start?