Credit risk scoring in a BNPL or Paygo business model.
Upya empowers PAYGO and BNPL distributors with smart, offline-enabled credit scoring to reduce defaults and build stronger, sustainable customer operations.
Scaling Agri-Input Distribution in Africa with Digital Tools That Work.
Manual processes slow agri-input distributors, but Upya’s platform streamlines inventory, field teams, and real-time data collection to drive last-mile growth.
Boost customer engagement and improve repayment rates with Wingu—Upya’s End-Customer App tailored for Buy-Now-Pay-Later (BNPL) businesses in emerging markets.