Delayed handovers. Mismatched records. Financial discrepancies. These common PAYGO headaches disappear with the right process. Here's how to keep cash payments under control from the moment a client pays to the moment HQ confirms receipt.

In Nairobi, a street vendor named Grace has never held a bank account. Yet last month, she received a micro loan—approved in under three minutes, based entirely on how she uses her phone. This is the quiet revolution reshaping credit in emerging markets

Couldn't make our recent webinar on automation? Here's everything you need to know about transforming your manual processes into efficient, automated workflows.

Digital transformation isn't just about implementing new software, it's about organizational change, and Lumos's journey from semi-digital to fully automated field operations across West Africa reveals five critical lessons that any scaling business should know.